TLYE

How Rich People Legally Pay Almost Zero Tax – The Borrow-Don’t-Sell Secret (2025 Edition)The rich don’t sell their stocks or real estate when they need money. They BORROW against them. When you sell assets, you pay big capital gains tax – up to 23.8% federal + state tax right now in 2025. When you borrow … Read more

Why 2025 is the Perfect Year to Get a Mortgage and Buy Your Dream HomeRight now, in November 2025, mortgage rates are amazing! The average 30-year fixed rate is only about 6.3%. That is much lower than the 8% we saw just a couple years ago. Lower rates mean you pay less every month and … Read more

Birth Injury & Cerebral Palsy Attorneys: The Most Heart-Wrenching and Highest-Value Medical Malpractice Cases in 2025Birth injuries caused by medical negligence remain one of the most devastating and financially catastrophic areas of personal injury law. Every year, thousands of families face lifelong consequences from preventable errors during labor and delivery — hypoxic-ischemic encephalopathy (HIE), cerebral … Read more

Commercial Truck & 18-Wheeler Accident Lawyers: The Deadliest and Most Valuable Personal Injury Cases in 2025Commercial truck crashes remain the most catastrophic motor vehicle collisions on American roads. In 2024–2025, the Federal Motor Carrier Safety Administration (FMCSA) reported over 168,000 large truck crashes resulting in injury and more than 5,700 fatalities nationwide — a 12% … Read more

Understanding Mesothelioma: The Critical Role of Specialized Lawyers in 2025Mesothelioma is an aggressive, asbestos-related cancer that primarily affects the lining of the lungs (pleural mesothelioma), abdomen (peritoneal), or heart (pericardial). Once almost universally fatal within months of diagnosis, advances in immunotherapy, multimodal treatment, and early detection have improved outcomes trending upward. According to the most … Read more

# Studying at Stanford University from Nigeria: A Complete Guide for Ambitious Nigerian Students For high-achieving Nigerian students across Lagos, Abuja, Enugu, and beyond, **Stanford University** in California, USA, stands as a beacon of innovation, entrepreneurship, and global impact. Founded in 1885, Stanford—ranked **#6 globally** (QS World Rankings 2025)—is renowned for its proximity to Silicon … Read more

# Studying at Harvard University from Nigeria: A Complete Guide for Port Harcourt Applicants For ambitious students in **Port Harcourt, Rivers State**, **Harvard University** represents the pinnacle of global education. Founded in 1636, Harvard—located in Cambridge, Massachusetts, USA—is the **#4 university worldwide** (QS 2025) and home to **13 Nobel laureates**, **8 U.S. Presidents**, and over … Read more

# Three Fully Funded Pathways for Nigerian Students: Mastercard, UBC IMES, and Ontario Graduate Scholarship For ambitious students from **Port Harcourt, Rivers State**, pursuing higher education in Canada is no longer a distant dream. Three standout scholarships—**Mastercard Foundation Scholars Program**, **UBC International Major Entrance Scholarship (IMES)**, and **Ontario Graduate Scholarship (OGS)**—offer fully or substantially funded … Read more

# The Lester B. Pearson International Scholarship: A Fully Funded Pathway for Nigerian Students to the University of Toronto For ambitious Nigerian students from Port Harcourt and across Rivers State, the **Lester B. Pearson International Scholarship** at the **University of Toronto (U of T)** stands as one of the most prestigious and life-changing opportunities in … Read more

### Top Universities in the USA: An Overview The United States boasts some of the world’s most prestigious universities, renowned for their academic excellence, research innovation, and global impact. According to recent rankings from U.S. News & World Report and Times Higher Education for 2025-2026, the top institutions include Princeton University, Massachusetts Institute of Technology … Read more